How to price your services

When setting your invoicing price, you need to account for at least the following:

• VAT (depends on your industry — typically 25.5%)
• Omapaja service fee — 3.95% of your invoiced amount excluding VAT
• Business-related expenses (e.g. materials, travel)
• Health insurance contribution — 1.91% of your gross pay (2026), if you are required to hold YEL insurance
• Self-employed pension insurance (YEL), if your income exceeds the YEL income threshold

You can use our salary calculator to help with pricing.

Price your work so that your pay is reasonable relative to the work performed and comparable to others in your field.